CAR FINANCE
Financing with CarTImes
At Car Times Automobile Pte Ltd, We understand that your car
is one of the biggest financial commitments you make in life.
It is more than a transportation vehicle that provides you comforts
and convenience - it's also a long term financial commitment.
There are hundreds of choices of financing schemes out there, one
may work the best for an individual’s situation and it may not for others.
Choosing what is best for your situation might be tricky and
time consuming, often the inexperienced are stuck with the plan
that they took. CarTimes knows best - we had our share of bad
experiences and good ones. We bring our expertise to you,
customizing a scheme to suit your needs. Let us help you
plan financially for your dream car.
Remember to ask yourself these basic questions:
- How low is the interest rate?
- What are the annual fees?
- Can you make extra repayments without being penalized
- Are you covered with the payments if you get sick or decide to do an overseas trip?
- Do you have a good credit rating?
- Is the loan secured or unsecured?
Remember that total cost of the loan with a higher interest rate can sometimes be better than a loan with a low interest rate but with a lot of hidden fees!